Apply In Minutes

Get Approved

Drive Away

Begin by filling out our short online credit application.

Within 24 hours of receiving your application, a National representative will contact you to review your information and discuss your options. At that point we will also review your vehicle choices.

Once approval is in place and a vehicle selected, we have you come in & review documents, answer any questions you may have and sign necessary paper work. Once completed, you drive away.


National Auto Finance offers many different finance programs. Our programs are tailored to work for our customers making it easy to get approved for an auto loan. Not only has National Auto Finance spent the last 13 years building relationships with Canada’s top lenders, National Auto Finance owns its own private financial company. This allows us to approve everyone and guarantee the best deal for our customers.

In order to qualify for our programs, you must fulfill the following

  • $1700 minimum verified gross monthly income
  • Long term disability acceptable
  • Self employed Minimum 6 months history
  • 1-month employment history
  • 1-month residential history
  • Valid Canadian drivers license (G2 Class+)
  • Valid social insurance number
  • Vehicles being financed no older than 10 years
  • Ability to pay a minimum monthly payment of $250.00
  • Ability to obtain full insurance coverage

Highlights of our programs

  • No Credit Check program available!
  • Previous decline accepted!
  • No minimum credit score required!
  • No Co-Signer required!
  • Debt to Income no maximum!
  • Little or no down payment required!
  • No Security Deposit!
  • Short Term Leasing Plans Available!
  • Payments start as low as $250/mth!
  • Only 1 month of employment history required! (excluding self employed/disability)
  • Flexible terms!
  • No penalty on early pay out!
  • Applicants in bankruptcy/consumer proposals accepted!
  • Applicants with outstanding collections accepted!
  • Applicants with previous vehicle repossessions accepted

   Question? Call Today!